I consented to 45 lb . Why I don’t understand. But there u get. Ideally become more with icl

Hi, We have simply been onto my account that is sunny and an affordability problem. It claims I am due simply over £500 but is only going to get about £5 of the. The difficulty I have is I still owe the amount of money nevertheless the loan happens to be offered to SLL Capital. With wonga they took the complete quantity off the things I nevertheless owed, that we ended up being hoping they’d do right here but as the been offered do we still need to pay all of it back and just accept £5 from sunny? i am hoping this will make feeling

Sara (Financial Obligation Camel) says

I will be astonished it has occurred. Had been the final loan one of this people being refunded?

I’m unsure simple tips to be sure? It simply took me personally right to just how much We had been due.

Sara (Financial Obligation Camel) says

Ok, you are suggested by me mobile up customer solutions and get them why while you have experienced redress calculated it hasn’t been utilized to offset the balance owed. Be persistent.

Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they will have power to accomplish that?

Sara (Financial Obligation Camel) says

Yes, a loan provider can invariably buy back once again a debt.

well ive been on the phone to got and sunny nowhere. Essentially all ill get back through the ВЈ558 is a few pounds as well as shall perhaps maybe not simply take the quantity off my financial obligation as the with SLL Capital now. Appears quite unjust once the loan had been unaffordable and I also should not be paying out it. Fundamentally its perhaps perhaps maybe not their issue now because it had been in love with

Abundant with the boro says

It says they can’t offer me a loan but can pass my details on to another company who might be able to help when I log in to my account!

Have emailed them for support

Sara (Debt Camel) says

Can there be maybe perhaps not a web link to web web page to place a claim in?

£6k odd it is saying my claim that is potential is I’ll get max of £60 right Back. That is psychological that this business has away with this particular.

We logged in this early morning to note that We these were perhaps not considering my loan as unaffordable given that claims calculator didn’t suggest this . We don't observe how that is feasible provided that I experienced applied for other payday advances during the time of my application plus the loan ended up being for £500 , In addition joined right into a financial obligation administration plan right after taking right out the mortgage in 2014 . I must say I want to get this loan taken off my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this had been a choice whenever I logged into my account but I’m maybe not keeping down hope that is much .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan problem during the Ombudsman.

The situation actually for your needs is they needs to have marked the loan as defaulted in 2014/early 2015 – if they'd, it might be dropping off quickly. that is what you should push for really, perhaps maybe not when it comes to loan to be upheld as unaffordable.

Hi That’s all i would like we don’t actually worry about the reimbursement it is the payment that is late back at my credit files which can be the things I require getting rid of . I've made complaints within their mind within the last month or two that the loans should have been defaulted and additionally they declined to include a default that is backdated 2014. They will have now stated inside their webiste plus in the e-mail which they delivered today that they're handing the handling of the reports into payday loans Alabama the credit guide agencies if amendments have to be made . We can’t observe the credit guide agencies should be able to make amendments though without consent from sunny ! This might be extracted from their site :

We now have moved the control of keeping any staying documents to the credit score agencies, once we will never be keeping these records in the years ahead. Any more questions regarding entries on clients’ credit files in terms of ECIL loans should really be raised utilizing the appropriate agency straight.

Sara (Debt Camel) says

OK, then you can certainly whine right to the CRAs – which CRAs show this loan?

All 3 regrettably ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never been aware of credit guide agencies being offered the capacity to amend entries on credit records ! Really strange .

Sara (Financial Obligation Camel) says